Car Accident Claims: What You Need to Know

A car accident can leave you feeling overwhelmed, injured, and unsure of what to do next. From securing medical treatment to filing an insurance claim, every step you take after an accident impacts your ability to recover physically, emotionally, and financially.

At Texas Personal Injury Medical Center, we help accident victims navigate the legal and medical process with expert guidance. Below, we outline the step-by-step actions you should take after a car accident to protect your rights and maximize your compensation.

🚗 Step 1: Prioritize Safety & Seek Medical Help

Check for Injuries

• First and foremost, check yourself and others for injuries. If anyone is seriously hurt, call 911 immediately.

• If you’re able to move, get to a safe area to avoid further danger from oncoming traffic.

Call Emergency Services

• Even in minor accidents, contacting the police is essential. A police report serves as official documentation that can support your claim.

• If the accident involves injuries, firefighters or paramedics may also respond to the scene.

Get Medical Attention – Even If You Feel Fine

• Some injuries, such as whiplash, concussions, or internal bleeding, may not be immediately obvious.

• Delaying medical treatment can worsen injuries and harm your claim, as insurance companies may argue that your injuries aren’t serious.

• Visit a doctor or personal injury medical center as soon as possible.

📸 Step 2: Gather Evidence at the Scene

Having the right evidence strengthens your case and helps you prove liability. If possible, do the following at the accident scene:

• Take photos of:
  ✅ Vehicle damage (yours and the other driver’s)
  ✅ Skid marks, road signs, and traffic signals
  ✅ Your injuries
  ✅ Weather and road conditions

• Get witness statements from anyone who saw the accident happen. Ask for their contact information in case further details are needed.

• Exchange details with the other driver, including:
  ✅ Name, phone number, and address
  ✅ Driver’s license number
  ✅ Vehicle make, model, and license plate number
  ✅ Insurance company and policy number

• Obtain the police report once it’s available. This will serve as crucial evidence when filing a claim.

📞 Step 3: Notify Your Insurance Company

Once you’re safe and have sought medical attention, it’s time to notify your insurance provider. Here’s what to do:

✅ Report the accident ASAP – Most insurance policies require prompt reporting.
✅ Stick to the facts – Avoid admitting fault or speculating about what happened.
✅ Keep documentation – Save all medical records, repair estimates, and receipts.
✅ Beware of quick settlements – Insurance companies often offer lowball settlements. Speak to a lawyer before accepting any offer.

⚖️ Step 4: Consult a Personal Injury Lawyer

If you suffered injuries or significant damages, hiring a car accident attorney is highly recommended. A lawyer will:

✔️ Investigate the accident and gather strong evidence
✔️ Handle all negotiations with insurance companies
✔️ Ensure you receive full and fair compensation
✔️ Represent you in court if necessary

At Texas Personal Injury Medical Center, we don’t just provide legal help—we also connect you with top medical professionals to ensure you get the best possible care.

💰 Step 5: Understand the Compensation You May Be Entitled To

After a car accident, you may be eligible for various types of compensation, including:

1️⃣ Medical Expenses

• Emergency room visits, hospitalization, and surgery

• Physical therapy and rehabilitation

• Prescription medications and assistive devices (e.g., crutches, wheelchairs)

2️⃣ Lost Wages & Future Earnings

• Compensation for time off work due to injuries

• Loss of future income if you are permanently unable to work

3️⃣ Pain & Suffering

• Emotional distress, PTSD, anxiety, and depression

• Loss of enjoyment of life due to injuries

4️⃣ Property Damage

• Car repair or replacement costs

• Reimbursement for damaged personal belongings (e.g., phone, laptop, clothing)

📆 Step 6: Don’t Wait – File Your Claim on Time

Every state has a statute of limitations (legal deadline) for filing a car accident claim. In Texas, you have two years from the date of the accident to file a lawsuit.

Waiting too long can result in losing your right to compensation.

📞 Need Legal & Medical Help? Contact Us Today!

At Texas Personal Injury Medical Center, we handle everything while you focus on healing and recovery. Whether you need legal representation or medical assistance, our team is here to fight for your rights.

✅ Free Consultation
✅ No Fees Unless We Win
✅ Aggressive Legal Representation

📞 Call us or Schedule a Free Case Review today!